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From an early age I was very, very fascinated by uncertainty.
~Myron Scholes


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Most of the time, your risk management works. With a systemic event such as the recent shocks following the collapse of Lehman Brothers, obviously the risk-management system of any one bank appears, after the fact, to be incomplete. We ended up where banks couldn't liquidate their risk, and the system tended to freeze up.
~Myron Scholes


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A futures contract is a derivative, but the futures exchange doesn't call them 'derivatives,' they call them 'futures.'
~Myron Scholes


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A bank needs models to measure risk. The problem, however, is that any one bank can measure its risk, but it also has to know what the risk taken by other banks in the system happens to be at any particular moment.
~Myron Scholes


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My first reaction on being awarded the Nobel Prize was, actually, I thought of Fischer Black, my colleague. He unfortunately had passed away. And there was no doubt in my mind that if he were still alive, he would have been a co-recipient of the Nobel Prize.
~Myron Scholes


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I was involved with Wells Fargo Bank as a consultant in the late 1960s and early 1970s, when I suggested to them that they develop a product that has become known as index funds.
~Myron Scholes


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I think in our global economy, uncertainty is ever increasing. So to accommodate to that, we need to build a dynamic economy and dynamic rules that can adapt to changing circumstances.
~Myron Scholes


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If we internationalize everything, we end up with rules that stifle freedom and innovation.
~Myron Scholes


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If someone says to you, 'Go to an old-folks' home,' that's kind of ridiculous, because a lot of old people are doing terrific things for society.
~Myron Scholes


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Every side of a coin has another side.
~Myron Scholes


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Sometimes the early bird gets the worm, but sometimes the early bird gets frozen to death.
~Myron Scholes


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Keynesian modelling relies on marginal propensity to consume and marginal propensity to invest. The idea that if we give more money to the poor, they have a propensity to consume that's much higher than the wealthy, though I wish they would talk to my wife about that; she seems to have a propensity to consume.
~Myron Scholes


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Building a road might create temporary jobs, but does it really create wealth if it doesn't also shorten commute times or otherwise make society better off?
~Myron Scholes


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I'm a theorist, not an institutionalist.
~Myron Scholes


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All models have faults - that doesn't mean you can't use them as tools for making decisions.
~Myron Scholes


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My career in academic research has not been involved with active management of securities. I've tried to understand risk-and-return relationships; also the pricing of derivative securities.
~Myron Scholes


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The experience of the '90s, whether it's the '94 peso crisis or the '97 crisis in Asia, the '98 crisis, even the 2001 crisis, is that we recovered pretty readily. There wasn't great consequence.
~Myron Scholes


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Innovation must lead infrastructure for a simple but compelling reason: Innovation produces new types of products and markets, and it is virtually impossible to know how to run those markets efficiently before they are created.
~Myron Scholes


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My view is that one should diversify broadly across different fund investments. However, it's tough for investors to try to pick the appropriate risk level that they should manage their funds at. Having a personal adviser would be helpful.
~Myron Scholes


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Tax incentives might spur hiring in the short run, but how lasting are those gains if the jobs expire with the tax credits and they come at the expense of investing in the new technologies of the future?
~Myron Scholes


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