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We've had crooks from the beginning of time... it's always very interesting and troubling why good people do bad things.
~Henry Paulson


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Payment systems are critically important for overall market stability. On a typical business day, U.S. payment and settlement systems settle transactions valued at over $13 trillion.
~Henry Paulson


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If the financial system collapses, it's really, really hard to put it back together again.
~Henry Paulson


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If you've got a bazooka, and people know you've got it, you may not have to take it out.
~Henry Paulson


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A Fed loan to Lehman Brothers would not have prevented a bankruptcy.
~Henry Paulson


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For market discipline to constrain risk effectively, financial institutions must be allowed to fail. Under optimal financial regulatory and financial system infrastructures, such a failure would not threaten the overall system.
~Henry Paulson


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Our overriding goal in restructuring our financial architecture should be that taxpayers never again have to save a failing financial institution.
~Henry Paulson


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It is the policy of the federal government to use all resources at its disposal to make our financial system stronger.
~Henry Paulson


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When our markets work, people throughout our economy benefit - Americans seeking to buy a car or buy a home, families borrowing to pay for college, innovators borrowing on the strength of a good idea for a new product or technology, and businesses financing investments that create new jobs.
~Henry Paulson


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The U.S. and China need to take steps - mostly individually, sometimes together - that will have the mutually beneficial effect of supporting and sustaining economic growth.
~Henry Paulson


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Every global concern - economic, environmental or security-related - can be addressed more effectively when the U.S. and China work together.
~Henry Paulson


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The Chinese have done some extraordinary things in terms of the investments they've made in alternative sources of energy.
~Henry Paulson


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Non-bank financial institutions provide credit that is essential to U.S. businesses and consumers.
~Henry Paulson


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In the past, if a homeowner with a mortgage had a problem making the payment, often he'd get together with a lender and strike a deal, because foreclosures are very expensive to the lender and obviously not good for the homeowner and the community.
~Henry Paulson


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India is one of the world's largest and most peaceful states with advanced nuclear technologies and has been isolated from the rest of the world on nuclear issues.
~Henry Paulson


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I never once considered that it was appropriate to put taxpayer money on the line in resolving Lehman Brothers.
~Henry Paulson


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U.S. exports to China have more than quintupled since China entered the WTO and have grown more quickly than imports. In fact, China is America's fastest-growing export market.
~Henry Paulson


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I'm a straightforward person. I like to be direct with people.
~Henry Paulson


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I have relied on prayer for health care all of my life.
~Henry Paulson


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Illiquid asset purchases are all about capital and encouraging private capital to come in.
~Henry Paulson


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Foreclosure is to no one's benefit. I've heard estimates that mortgage investors lose 40 to 50 percent on their investment if it goes into foreclosure.
~Henry Paulson


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Regulation needs to catch up with innovation.
~Henry Paulson


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From the beginning of time, we've had financial crises. People always blame the banks and for good reason. When you look for the root causes, they're almost always failed government policies.
~Henry Paulson


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China needs a currency that reflects underlying economic fundamentals.
~Henry Paulson


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The most pressing and significant problems in the global economy are unsustainable structural issues with regard to the E.U. - fiscal deficits and the structure of the E.U. itself.
~Henry Paulson


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For decades, Indians have immigrated to the United States, joined our communities, and raised their families while maintaining their cultural heritage.
~Henry Paulson


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Many of the Western democracies - including the U.S. - have a problem that voters want benefits they don't want to pay for.
~Henry Paulson


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Buying a home today is a complex process, but that in no way excuses home buyers from their obligation for due diligence.
~Henry Paulson


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I've always said, 'I don't want to be irrelevant.'
~Henry Paulson


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As the Indian government has embraced greater economic openness, the creativity and expertise of the Indian workforce has been unleashed onto the world economic stage.
~Henry Paulson


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I didn't get the charm gene.
~Henry Paulson


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One of the most constant aspects of American life is change - and nowhere is it more evident than in our financial markets.
~Henry Paulson


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What I've said repeatedly is, 'I think the auto industry is a very important industry.'
~Henry Paulson


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I've never been antiregulation. I've always believed that raw, unregulated capitalism doesn't work.
~Henry Paulson


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One of the things I enjoy the most is fishing.
~Henry Paulson


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China and the U.S. are the two largest importers of oil. They are the two largest emitters of carbon.
~Henry Paulson


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I've been through periods of stress, turbulence in the market for over the course of my career, various times, and never in any of those other periods have we had the advantage of a strong economy underpinning the markets.
~Henry Paulson


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I think all governments engage in intelligence gathering vis-a-vis other governments.
~Henry Paulson


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Economic growth and environmental protection are not at odds. They're opposite sides of the same coin if you're looking at longer-term prosperity.
~Henry Paulson


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An open, competitive, and liberalized financial market can effectively allocate scarce resources in a manner that promotes stability and prosperity far better than governmental intervention.
~Henry Paulson


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I have always tried to live by the philosophy that when there is a big problem that needs fixing, you should run towards it, rather than away from it.
~Henry Paulson


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As Americans, we shouldn't like bailouts. Where I come from, if someone takes a risk and they're going to make the profit from that risk, they shouldn't have the taxpayer pay for the losses.
~Henry Paulson


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As I talk with the Chinese on currency, I encourage them to move much more quickly with opening up their capital markets to competition, because I don't believe the world is going to give them as much time as they would like.
~Henry Paulson


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A state-based regulatory system is quite burdensome. It allows price controls to create market distortions. It can hinder development of national products and can directly impact the competitiveness of U.S. insurers.
~Henry Paulson


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I always told people in the private sector, 'You can be the smartest person in the world, you can have the very best ideas, but if you can't sell them and you can't get other people to work with you, you're not going to succeed.'
~Henry Paulson


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China saves too much, produces too much, sells too much to Americans and consumes too little.
~Henry Paulson


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In just about every area of society, there's nothing more important than ethics.
~Henry Paulson


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My preference is for the Federal Reserve to be the systemic risk regulator, because the responsibility for identifying and limiting potential problems is a natural complement to its role in monetary policy.
~Henry Paulson


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There is a very real danger that financial regulation will become a wolf in sheep's clothing.
~Henry Paulson


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India is a vibrant nation whose strength lies in its commitment to equal rights and to speech, religious and economic freedoms that enrich the lives of all citizens. India is not only the world's largest democracy; it is also a secular, pluralistic society committed to inclusive growth.
~Henry Paulson


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Anticompetitive practices hurt Chinese private firms nearly as much as foreign ones.
~Henry Paulson


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When you have a big, ugly problem, there's never going to be a neat, elegant solution that is totally painless or without a cost.
~Henry Paulson


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I'm telling you that there is no silver bullet to keep home prices from going down or to prevent all foreclosures.
~Henry Paulson


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A single agency responsible for systemic risk would be accountable in a way that no regulator was in the run-up to the 2008 crisis. With access to all necessary information to monitor the markets, this regulator would have a better chance of identifying and limiting the impact of future speculative bubbles.
~Henry Paulson


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In China, export lobbies have fought for policies that favor their interests and limit foreign competition.
~Henry Paulson


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Too often, we restrict trade that would create U.S. jobs and is in our national interest.
~Henry Paulson


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As a Christian Scientist, I don't go to doctors and get diagnoses.
~Henry Paulson


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When the economy is growing, there's a lot that can be done to deal with the deficit.
~Henry Paulson


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Henry Paulson quotes

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